What is the difference between a Loss Adjuster and a Loss Assessor?

What is the difference between a Loss Adjuster and a Loss Assessor?

The main difference is who they are appointed to represent during the insurance claim. A loss adjuster is commonly appointed by an insurance company to investigate and assess an insurance claim on the insurer’s behalf. A loss assessor is appointed by the policyholder to provide professional claims assistance and represent the policyholder’s interests during the … …

What makes Imperial Claims Consultants different from other loss assessors?

Every loss assessor operates differently. What makes Imperial Claims Consultants different is the way we help guide our clients from the initial damage through to recovery. Many firms focus primarily on the insurance claim itself. Our approach goes further by helping clients navigate the wider recovery process that often follows significant property damage. Our Recovery … …

What services do Imperial Claims Consultants provide?

Imperial Claims Consultants provides professional property insurance claims assistance to homeowners, landlords, property investors and businesses. We act on behalf of the policyholder, not the insurance company. Our role is to help you understand and navigate the property insurance claims process, represent your interests and, where we are appointed, liaise with the insurer, loss adjuster … …

What will it cost me?

The cost of using Imperial Claims Consultants will depend on the circumstances of your property insurance claim and the type of assistance you require. We will explain the basis of our service and any fees or charges before you decide whether to appoint us. How do your fees work? Following an initial review of your … …

Why should I choose Imperial Claims Consultants as my loss assessor rather than rely solely on my insurance broker?

Your insurance broker and a loss assessor perform different roles, and in many cases they can both remain involved during your insurance claim. A good insurance broker can be extremely valuable. Your broker may have helped you arrange your insurance cover, understand the options available when the policy was placed and communicate with the insurer … …

Why should I use Imperial Claims Consultants?

When you suffer significant property damage, you need someone who is focused on helping you through the insurance claims process. That’s where Imperial Claims Consultants may be able to help. We act on behalf of policyholders, not insurance companies. Every property insurance claim is different, and the support we provide will always depend on the … …

Will my insurance company object to me using my own assessor?

In most cases, no. Policyholders are generally free to appoint a professional loss assessor to assist them with their property insurance claim. Insurance companies may appoint a loss adjuster to investigate and assess a claim on their behalf. Equally, if you wish, you may appoint your own loss assessor to provide independent professional claims assistance … …

Will you charge me if my claim isn’t paid out?

If Imperial Claims Consultants has agreed to act for you on a No Win No Fee basis, the terms of that arrangement will be explained to you before you decide whether to appoint us. For suitable property insurance claims, we may be able to provide our claims service on a No Win No Fee basis. … …